In the state of Florida, all drivers that meet the definition of a motor vehicle for PIP are required to have personal injury protection (PIP) insurance and cannot obtain a driver's license or vehicle registration without it. PIP is a no-fault type of insurance coverage. This means if you are in a car accident, you must seek compensation from your own insurance company regardless of fault, except in cases involving serious injury or permanent disability.
Personal Injury Protection in Broward County
PIP laws were created to help accident victims quickly obtain the compensation they needed to pay for medical bills and lost wages. In most cases, your PIP insurance will cover 80 percent of your medical bills after a preset deductible. Your PIP insurance will also provide coverage for passengers in your car, and will protect you as a pedestrian or cyclist should you be hit by an automobile.
I am attorney Garry Connell, and I help clients obtain rightful and fair compensation from their PIP insurers. Many accident victims wonder why they need an attorney to help them with a claim brought against their own insurer. The truth is, your insurance company is a business, and its bottom line revolves around maximizing income and minimizing payouts. After an accident, your legitimate claim may be denied or the insurance company may refuse to pay you a full and fair amount. This is where a skilled personal injury attorney can help.
Will PIP Insurance Cover All Accident Expenses and Costs?
PIP insurance remains the primary source of recovery in the majority of motor vehicle accidents. However, many times PIP policy limits will not address the entire cost of medical treatment for serious injuries nor cover all of a victim's lost wages. In these instances, I advise clients as to their options with respect to pursuing a settlement from the at-fault party.
Contact a Fort Lauderdale PIP Insurance Coverage Lawyer
When you have been seriously injured in an accident, you need someone who is willing to stand up for your right to compensation. Contact my firm toll free at 800-576-0891 and ask to speak with a dedicated Florida PIP claim attorney. I am ready to listen and ready to help.
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